Picture this: you’re buying a home or refinancing your mortgage. You hire a lawyer to facilitate the transaction. You decide to go with a mortgage that is NOT through one … Continue Reading Your Lawyer May Be Overcharging You
“Save up to $3,000 on heating and cooling” “No monthly payments for 3 months” “No interest for 6 months” Sound familiar? You’ve probably seen tons of offers like these on … Continue Reading How Financing a Furnace Can Affect Your Mortgage
Securing a mortgage just got a little more difficult. As you likely know, getting an uninsured mortgage in Canada requires you to prove you can keep up with payments if … Continue Reading Are Canadians Ready For A Tougher Stress Test?
From the stock market to the way we work, nothing is exactly “normal” right now. It’s impossible to look at a dramatic societal shift and not attribute it to the … Continue Reading Will the Housing Market Cool Off?
The Bank of Canada governor, Till Macklem, made no change to interest rates on April 21st, the 3rd of 8 annual meetings dates. This comes as no surprise, though, There wasn’t … Continue Reading Interest Rates to Stay As-is for Now. But When Will They Rise Again?
There is big news that was announced earlier this month and it might affect home buyers in the market for a mortgage. The Office of Superintendent of Financial Institutions (OSFI) … Continue Reading New, tougher mortgage stress test? What will this do to our red hot real estate market?
In today’s ultra sensitive society, I had better give a warning… I’m not promoting bullying. Okay, now that we got that out of the way, here’s why a bully offer … Continue Reading Bully Offers and Why They May be a Good Tactic
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